provides loans from $ 2,000 to 7,000 pesos, with payment terms ranging from 3 to 6 months, to new users. The amount and term of payment may vary according to your credit profile and the city in which you live.
If you are a member of your benefits program and accumulate points in your favor, you can apply for loans up to a maximum of $ 50,000 pesos with payment terms of up to 24 months for platinum members.
To apply for online loans you must meet the following requirements:
- Being Mexican
- Being over 18 years
- Have a valid identification
- Have proof of income (for a minimum of $ 3,000 pesos)
- Have a proof of address
- Have a Facebook account
How to apply for a loan?
On the loan website you can find a credit calculator, there you can indicate the amount you are interested in applying for a loan and the payment term you require. In that same moment you will be able to know the interest rates and the payment terms available for your needs. So, if you are already determined to apply for your credit you should follow three simple steps
- First, you must create an account on the credits page, you can do it directly by indicating your Facebook account, once in your profile you must provide your Payday information, the process is simple and takes only an approximate 15 minutes.
- If your application is approved, the staff of Payday loans will contact you and make a brief visit to your home, there you must show your official ID, proof of address and income.
- At that moment you can sign the loan contract and in less than 24 hours you can withdraw the money from your bank account.
handles 3 different commissions, which is important to bear in mind before applying for your loan. The first is the commission for opening that consists of 3% of the total amount of your loan, it is included in weekly payments, the fee for prepayment consisting of 5% of the remaining balance and the commission for payments arrears consisting of 100 pesos, from the first day of late payment.
manages a CAT of 6.2% plus VAT and a maximum of 2749.40% plus VAT. The rates vary according to the client’s credit history.
Help and customer service
does not have branches, however, it has corporate offices in Mexico City in the Polanco branch. In addition, your support team is available to answer any questions on the phone and email.
Similarly, you can check the network comments users to know their experience and corroborate the reliability of the company.
Financiera offers an alternative credit option to traditional bank loans that can be very useful for eventualities and emergencies or for those who need to access extra cash quickly. The loan process is reliable, efficient and offers significant benefits for loyal customers, so it can be an option for long term loans. In addition, is safe and has completely transparent processes and an efficient customer service system.
It is important, however, that you bear in mind that in case of delay and payment failure, the company’s fees are high, which could lead to your loan multiplying. So we advise you before applying for your loan you ensure you have the ability to settle it in the periods you agree with the company.